If I give you 100,000 dollar now. What will you do?
Buy a fancy car? A trip? What’s your answer.
Seriously. Take a minute and think. Why you would do that and not doing other things?
Because that will make you happy?
Will that make you happy for a long time?
How long are you thinking?
A year? 10 years?
What will make you happy forever?
A good relationship? A good family? A good career?
Or a car? or several cars?
“What does that has to do with Excel class”…you may say.
Actually it does matters a lot.
Several years ago, when I was a student. I would either invest in stocks or real estate. I wanted to be an investment banker like most of the finance major. For one single reason. Money.
When I get enough money I can do so much stuff. Do whatever I like.
So if you give me 100,000 I would invest them out. Every piece of it. Then I would wait until all the money come back and invest again. 10% a year. Hell. 15% a year. Yeah, I can do that.
Let’s say it all came true. 10 years later. I got 404,555.17. That’s with compound interest. Pretty decent cash, isn’t it.
Today if you give me the very same amount….I would spend all of them on training…
Social skill.. Excel…Programming..Leadership…all kinds of self development courses or trainings. The ones that worth hundreds, or even thousands of dollar per session. Because I’ve seen people change after these course….they are…different. They become business leaders, successful entrepreneurs AT VERY YOUNG AGE. They are more confident, they do things in the right way. They know they are doing the right way because they are learning from the best. The number 404,555.17, can be just two-year’s worth of salary or business profit…They are becoming better and better in the same time. A few years down the road, that number is going to be their one-year’s worth of profit.
While these people on their way to success, I am just waiting my investment to come back. I learn new skills by watching youtube clips. I spent hours and hours just trying to find the right clip, the ones that actually make sense…I only take free courses and materials. When they start to asking for money I would just move on search other free courses. Most of the time I just give up searching….watch some fun stuff instead….Even if I did find the good materials, they are not necessarily right for me. That’s who I am just a few years ago.
All these time can be saved..I could have saved these time and spend with my family and friends. Meanwhile, I can still making more money using the skills I learnt, and use the money to buy new cars, have great foods, try the expensive appetizer I always wanted, and explore the world…
15% seems high enough return for a lot of people. You will be surprised when you see the return on investing yourself..
What will you do?